Tim Ball
DB Master Trust Lead
A master trust pension is an occupational pension scheme used by multiple non-associated employers.
The trust is a single entity, but each employer has their own ringfenced fund, with no cross-subsidy between employers.
DB master trust pension schemes allow employers to continue paying contributions and exercise oversight over their section of the scheme.
A DB Master Trust pension can cut out complexity and deliver efficiency through economies of scale. This can lead to better outcomes for employers and members - with less hassle for everyone concerned.
You should expect the right solution to:
The Mercer DB Master Trust pension combines our pension expertise with the $300bn buying power of our global fiduciary management business. It can enable employers to reach their pension endgame more easily by:
The Mercer DB Master Trust pension is a long-standing master trust, which evolved from the Federated Pension Plan (FPP).
This trust has over 70 participating employers.
The FPP originally focused on public sector outsourcing arrangements and is one of only a limited number of master trusts to have a passport from the Government Actuary’s Department.
This means that the master trust pension can also provide broadly comparable pension benefits to the public sector.
Building on the strong base of the FPP and adding the scale offered by Mercer provides an excellent solution for private sector clients looking to manage legacy DB liabilities.
Moving your legacy and existing DB occupational pension scheme over to a master trust pension creates risks and opportunities.
We have an effective transition plan and an experienced team to help mitigate any risks and use the move as an ideal opportunity to position the scheme for the future and at the same time enhance the member experience.
Mercer’s DB Master Trust pension cuts out complexity and delivers efficiencies, in particular when dealing with any changes in regulatory requirements. This can lead to better outcomes for your sponsor and members – with less hassle for everyone concerned.
DB Master Trust Lead
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